• Salaried:

  • Rates starting from 11.89% p.a (up to 3 years)

  • Rates starting from 9.47% p.a (more than 3 years)

• Self-employed professional / self employed non professional:

  • Rates starting from 12.55% p.a (up to 3 years)

  • Rates starting from 10.10% p.a (more than 3 years)

Rates effective from October 1, 2024

*Terms & Conditions applied

Click here for Mean Interest Rate.

• Salaried / self-employed professionals / self-employed non-professionals

• Age: 

  • Minimum – for salaried individuals - 21 years; for self-employed - 23 years

  • Maximum at time of loan maturity – 60 years for salaried; 65 years for self-employed

• Salaried - minimum 1 customer induced transaction is required in salary account on monthly basis

• SEP/SENP - minimum 1 debit and 2 credit transaction (customer induced) required on monthly basis or 12 credit transection in last 12months (In main account only).

• Identity & address proof - passport/driving license/proof of possession of Aadhaar number/voter's identity card issued by the Election Commission of India/job card issued by NREGA duly signed by an officer of the state government/letter issued by the National Population Register containing details of name and address
• One recent photograph  
• Last three months' salary slip & salary account statement for salaried*
• ITR with computation & last 12 months main business account statement for self-employed*

*Not applicable for online application basis pre-qualified offer